A medical doctor home loan doesn't have to come with LMI. Eligible doctors and medical professionals can access home loans with no LMI up to 95% LVR — saving tens of thousands on the path to owning your home. We find the right lender for your situation.
LVR with no Lender's Mortgage Insurance — available to eligible medical professionals
Most lenders don't understand how doctors earn. We specialise in home loans for medical doctors — and we access lenders who reward your profession with benefits the bank branch won't tell you about.
Standard borrowers pay LMI above 80% LVR. With a doctor home loan through DFS, that rule changes. We access lenders with policies that allow home loans for medical doctors at up to 95% LVR — with no LMI.
Locum income, mixed employment, overtime and allowances are often misread by banks. We know which lenders assess a medical doctor home loan correctly — maximising your borrowing power based on what you actually earn.
You work long hours. Same-day response and fast pre-approval turnaround — so you can move quickly when you find the right property, not wait weeks for a bank decision.
You deal with Corry directly. Someone who understands your situation and stays across your application from submission to settlement — not passed between processors.
Not every lender offers no-LMI for doctors and policies vary by profession and LVR. We compare across 30+ lenders to find the right fit — not just the easiest option for us.
Home loans for medical doctors aren't just for owner-occupiers. The no-LMI benefit applies to investment purchases with select lenders — a significant advantage for building long-term wealth in Melbourne's eastern suburbs.
Most major lenders extend no-LMI home loans for medical doctors and a broad range of allied health professionals. Accountants and lawyers also qualify with select lenders.
We work with multiple lenders across major banks and specialist non-bank lenders. Eligibility criteria, profession lists and LVR limits vary per lender. Book a free call to find out exactly which policy suits your situation.
Most brokers offering home loans for doctors in Australia operate from the CBD. Corry is based in Melbourne's eastern suburbs — the same corridor where Knox Private, Epworth Eastern and Maroondah Hospital sit.
That means local property knowledge, not just loan knowledge. If you work at any of these facilities, you're in the right place.
Melbourne Eastern Suburbs
Knox · Ringwood · Wantirna · Bayswater · Boronia · Heathmont
Tell Corry about your goals, income structure and property timeline. No paperwork needed upfront.
We identify which lenders offer the best no-LMI terms for your profession and present tailored options.
We handle the paperwork and lodge your application with the right lender. Fast turnaround, minimal stress.
We guide you to settlement and review your loan annually to make sure the rate still works in your favour.
"All those years of medical school and serving the community — finding out I could save $50,000 in LMI just by qualifying as a medical professional was a huge win. That money stayed where it belongs."
Some lenders require membership of a relevant professional association such as AMA, ADA or similar. Others assess qualification alone. We identify which lenders suit your exact situation.
Yes — with the right lender. Locum income is often treated as casual or self-employed income by standard lenders, which reduces borrowing power. We work with lenders who treat locum income correctly when assessing a doctors home loan.
Yes with select lenders. The LMI waiver on home loans for medical doctors is available on both owner-occupied and investment purchases, though policies vary by lender and LVR.
No. Our home loan services are paid by the lender at no cost to you. Any fee — if applicable — is disclosed in full before you proceed. Nothing hidden, nothing unexpected.
Pre-approval can be 24 to 72 hours with the right documentation. Full approval on home loans for doctors typically completes within 2 to 6 weeks depending on the lender and property type.
Find out in 10 minutes whether you qualify for a no-LMI doctor home loan and how much you can borrow.
Get My Free AssessmentNo obligation. No broker fee. Same-business-day response.