How much deposit do I need to buy my first home in Boronia?

Most lenders require between a 5% and 20% deposit. With certain government schemes, eligible first-home buyers in Boronia may purchase with as little as 5% deposit and no LMI.

Am I eligible for the First Home Owner Grant?

Eligible first-home buyers in Victoria may receive a $10,000 First Home Owner Grant for new homes valued up to $750,000. Digital Finance Solutions helps you assess eligibility and complete the application.

Can I avoid stamp duty in Victoria?

Yes. First-home buyers purchasing homes up to $600,000 in Victoria are exempt from stamp duty, and those buying between $600,001 and $750,000 may receive partial concessions.

What's the property market like in Boronia?

Boronia offers excellent value for first-home buyers with diverse property options and strong community infrastructure. Digital Finance Solutions provides tailored loan advice based on current market trends.

How long does the home loan approval process take?

Most first-home buyer loans are pre-approved within 5 to 10 business days once all required documents are submitted. Digital Finance Solutions ensures a fast, stress-free approval process.

Mortgage Broker Wantirna | First Home Loan Specialists

Mortgage Broker for First Home Buyers in Wantirna

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Get expert support on your first home loan in Wantirna. Local mortgage broker Corry Cincotta and the Digital Finance Solutions team help you compare 30+ lenders, access grants, and secure the right loan stress-free and tailored to your needs.

Book Your Free Consultation

Get Your First Home Loan in Wantirna Without the Stress

Buying your first home is exciting but figuring out loans, deposits, and grants can quickly become overwhelming.
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At Digital Finance Solutions, we simplify every part of the process. Led by local mortgage expert Corry Cincotta, our team compares 30+ trusted lenders to help you find the perfect first-home loan that fits your lifestyle and budget.
Whether you’re eyeing a townhouse near Wantirna College or a family home close to Knox Private Hospital, we’ll guide you from pre-approval to settlement with complete clarity.
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Call Corry today at 0419 891 983 to get started.

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Why Choose Digital Finance Solutions?

✓ Tailored Loan Guidance for First-Home Buyers

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We listen to your goals, assess your financial situation, and recommend loans that truly suit your life not just your credit score.

✓ Access to 30+ Major Lenders

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From big banks to niche lenders, we find you better interest rates, flexible terms, and hidden incentives you might miss on your own.

✓ Fast Pre-Approvals & Smooth Settlements

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We handle the paperwork, liaise with lenders, and keep things moving, so you can focus on finding your dream home.

✓ Local Wantirna Experts

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We live and work near Wantirna, proudly helping clients across Bayswater, Boronia, Knoxfield, and Heathmont.

Home Loan Options for First Home Buyers

Comparison of variable and fixed rate home loans for first home buyers in Boronia by Digital Finance Solutions

Variable vs Fixed Rate Loans

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Choosing between variable and fixed loans can feel tricky; but it’s really about balance.

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‍Variable rates adjust with the market and can save you money when rates drop.

Fixed rates lock in your repayments for peace of mind and financial stability. We’ll help you pick what suits your income, comfort level, and long-term goals.

Government Grants & Incentives

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As a first-home buyer in Victoria, you may qualify for:

First Home Owner Grant (FHOG): $10,000 for new properties up to $750,000
Stamp Duty Concessions: Save thousands on eligible homes under $750,000
First Home Guarantee Scheme: Buy with as little as 5% deposit and no LMI

We’ll help you understand each program and ensure you don’t miss any opportunity.

First home buyer government grants and incentives in Boronia explained by Digital Finance Solutions

Low deposit and LMI-free home loan options for first home buyers in Boronia by Digital Finance Solutions

Low Deposit & LMI-Free Options

Can’t save a 20% deposit? No problem.

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We connect first-home buyers in Wantirna with government-backed and lender-specific programs that make it possible to buy with just a 5% deposit, and often avoid costly Lenders Mortgage Insurance (LMI).

Simple 3-Step Process to Your First Home

1. Free Consultation

Schedule a quick, no-obligation chat with Corry. We’ll discuss your budget, income, and property goals.

2. Loan Comparison & Approval

We compare rates from 30+ lenders, help prepare your paperwork, and guide you through pre-approval.

3. Settlement Support

Once approved, we assist right through to settlement day, ensuring a smooth, stress-free experience.

💁Her Section | Empowering Women to Buy Their First Home

Female mortgage broker supporting a young woman first-home buyer in Wantirna, discussing home loan options in a bright, modern living room - Digital Finance Solutions.

At Digital Finance Solutions, we understand that women face unique financial journeys, whether it’s saving as a single income earner, balancing family priorities, or rebuilding independence.

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Corry and the team proudly support female first-home buyers in Wantirna with:

Tailored advice for single applicants or dual-income families
Guidance on government incentives and low-deposit pathways
Clear, confidence-building education on home loans
Respectful, patient service designed to make every client feel in control

💬 “We don’t just help women buy property; we help them secure their future.”

Frequently Asked Questions

What deposit do I need to buy my first home in Wantirna?

Can I access the First Home Owner Grant (FHOG)?

Are there stamp duty discounts for Wantirna buyers?

How long does loan approval take?

Do you help clients outside Wantirna?