How much deposit do I need to buy my first home in Boronia?

Most lenders require between a 5% and 20% deposit. With certain government schemes, eligible first-home buyers in Boronia may purchase with as little as 5% deposit and no LMI.

Am I eligible for the First Home Owner Grant?

Eligible first-home buyers in Victoria may receive a $10,000 First Home Owner Grant for new homes valued up to $750,000. Digital Finance Solutions helps you assess eligibility and complete the application.

Can I avoid stamp duty in Victoria?

Yes. First-home buyers purchasing homes up to $600,000 in Victoria are exempt from stamp duty, and those buying between $600,001 and $750,000 may receive partial concessions.

What's the property market like in Boronia?

Boronia offers excellent value for first-home buyers with diverse property options and strong community infrastructure. Digital Finance Solutions provides tailored loan advice based on current market trends.

How long does the home loan approval process take?

Most first-home buyer loans are pre-approved within 5 to 10 business days once all required documents are submitted. Digital Finance Solutions ensures a fast, stress-free approval process.

Mortgage Broker Heathmont | First Home Buyer Specialists

Mortgage Broker for First Home Buyers in Wantirna

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Get expert guidance on your first home loan in Heathmont. Local mortgage broker Corry Cincotta and the Digital Finance Solutions team help first-home buyers compare 30+ lenders, access Victorian government grants, and secure the right loan making home ownership simple, transparent, and stress-free.

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Book Your Free Consultation

Get Your First Home Loan in Heathmont with Ease

Buying your first home in Heathmont can feel like a maze; comparing lenders, applying for grants, and understanding loan conditions.
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At Digital Finance Solutions, we turn that maze into a clear, guided path. Led by Corry Cincotta, our expert team helps first-home buyers in Heathmont find the right lender, secure the best rates, and make use of every available Victorian government benefit.
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Whether you’re purchasing a quiet family home near Heathmont Station or a new build close to EastLink, we’ll guide you through every step; from consultation to settlement.
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Call Corry today at 0419 891 983 to get started on your home ownership journey.

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Why Choose Digital Finance Solutions?

✓ Personalised Guidance for First-Home Buyers

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We don’t believe in one-size-fits-all loans. We take time to understand your budget, goals, and long-term plans before recommending the right home loan.

✓ Access to 30+ Trusted Lenders

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We compare major banks, credit unions, and boutique lenders to help you secure better rates and flexible options.

✓ Fast Approvals & Seamless Process

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We handle the paperwork, follow up with lenders, and keep you informed every step of the way.

✓ Your Local Heathmont Experts

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As your nearby mortgage brokers, we proudly serve clients in Heathmont, Ringwood, Bayswater, and Wantirna, offering true local knowledge.

Home Loan Options for First Home Buyers

Comparison of variable and fixed rate home loans for first home buyers in Boronia by Digital Finance Solutions

Variable vs Fixed Rate Loans

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Choosing between fixed and variable loans can feel confusing, but we make it simple.

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‍Variable rates move with the market, giving you the flexibility to save when rates drop.

Fixed rates lock in stability for consistent repayments.
We’ll help you choose what fits your lifestyle and financial comfort.

Government Grants & Incentives

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If you’re a first-home buyer in Victoria, you could be eligible for:

First Home Owner Grant (FHOG): $10,000 for new properties up to $750,000
Stamp Duty Concessions: No stamp duty on homes up to $600,000 (partial for homes up to $750,000)
First Home Guarantee Scheme: Buy with only 5% deposit and skip LMI

We’ll help you understand eligibility, handle the paperwork, and make sure you don’t miss a cent.

First home buyer government grants and incentives in Boronia explained by Digital Finance Solutions

Low deposit and LMI-free home loan options for first home buyers in Boronia by Digital Finance Solutions

Low Deposit & LMI-Free Options

Struggling to save a big deposit? You’re not alone, and it doesn’t have to stop you.

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We work with lenders offering low-deposit loans (from 5%) and help eligible clients access LMI-free programs, saving thousands upfront.

Simple 3-Step Process to Your First Home

1. Free Consultation

Meet with Corry to discuss your goals, borrowing power, and options.

2. Compare & Apply

We compare 30+ lenders, find your best match, and prepare your application for approval.

3. Settle & Move In

We guide you through the settlement process; so all you need to focus on is getting your keys.

Helping Women Secure Their First Home in Heathmont

Female mortgage broker supporting a young woman first-home buyer in Wantirna, discussing home loan options in a bright, modern living room - Digital Finance Solutions.

At Digital Finance Solutions, we understand that women often face different financial challenges when buying their first home.

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That’s why Corry and her team provide specialised support for female home buyers, including:

Advice on single-income and low-deposit loans
Help with government schemes designed to assist women entering the property market
Step-by-step explanations without jargon
A friendly, respectful environment that prioritises your confidence and goals

💬 “We don’t just help women buy property; we help them build security and independence.”

Frequently Asked Questions

How much deposit do I need for a first home in Heathmont?

Can I qualify for the First Home Owner Grant?

What stamp duty savings are available in Victoria?

How long does approval take?

Do you help clients outside Heathmont?