Mortgage Broker for First Home Buyers in Boronia

Get expert guidance on your first home loan in Boronia. Local mortgage broker Corry Cincotta helps you secure competitive rates, access grants, and turn your property dreams into reality.

Book Your Free Consultation
 expert mortgage brokers

Get Your First Home Loan in Boronia Made Easier

First home buyers in Boronia face unique challenges: understanding loan options, navigating government grants, and securing competitive interest rates in today's market. Many first-timers worry about deposit size, stamp duty costs, and whether they'll qualify for a loan.

Digital Finance Solutions specialises in helping first home buyers overcome these hurdles. We compare loans from 30+ major lenders, help you access the First Home Owner Grant ($10,000 for eligible buyers in Victoria), and guide you through stamp duty exemptions that could save you thousands.

Why Choose Digital Finance Solutions?

✓ Personalised First Home Buyer Guidance

We take the time to understand your goals, budget, and lifestyle, crafting a loan solution that's right for you—not the bank.

✓ Access to 30+ Lenders

Get access to exclusive deals you won't find online. We compare options from major banks, credit unions, and specialist lenders.

✓ Fast Approvals

Our streamlined process means faster pre-approvals and settlement. You'll have a dedicated broker who knows Boronia inside out.

✓ Local Community Support

Based near Boronia and servicing Bayswater, Wantirna, and Heathmont, we're your trusted local mortgage experts.

Home Loan Options for First Home Buyers

Comparison of variable and fixed rate home loans for first home buyers in Boronia by Digital Finance Solutions

Variable vs Fixed Rate Loans

  • Variable rates offer flexibility and potential savings if interest rates drop.
  • Fixed rates lock in your repayment amount for certainty and peace of mind (typically 1–5 years).

We'll help you decide which option suits your financial situation and risk tolerance.

Government Grants & Incentives

As a first home buyer in Victoria, you may be eligible for:

  • First Home Owner Grant (FHOG): $10,000 for new homes valued up to $750,000.
  • First Home Buyer Duty Exemption: No stamp duty on homes up to $600,000, or a concession on homes between $600,001–$750,000.
  • First Home Guarantee Scheme: Unlimited places available with just a 5% deposit and no lenders mortgage insurance (LMI).

We'll assess your eligibility and ensure you claim every dollar you're entitled to.

First home buyer government grants and incentives in Boronia explained by Digital Finance Solutions
Low deposit and LMI-free home loan options for first home buyers in Boronia by Digital Finance Solutions

Low Deposit & LMI-Free Options

Worried about saving a 20% deposit? We can help you buy with as little as 5% down through government-backed schemes or lender programs, often with no LMI (Lenders Mortgage Insurance).

Simple 3-Step Process to Your First Home

1. Free Consultation

Book a no-obligation chat with Corry. We'll discuss your goals, income, and budget, and outline your borrowing power.

2. Loan Comparison & Approval

We compare 30+ lenders to find you the best rate and terms. Then, we handle all the paperwork and keep you updated throughout.

3. Settlement Guidance

Once approved, we guide you through settlement, ensuring a smooth handover of keys and ongoing support.

Frequently Asked Questions

Caselka Pettit
Corry helped my family & I get our first investment property. Banks weren’t accepting my loan request but Corry got everything pre-approved in hours and finally he had everything approved in under 2 weeks. Couldn’t be happier! Would recommend him to anyone looking for finance solutions.

Guiding you step by step to your dream home

Let's Start
Corry Cincotta, mortgage broker at Digital Finance Solutions, helping first home buyers in Boronia achieve their dream home