Mortgage Broker for First Home Buyers in Bayswater North

Get expert guidance on your first home loan in Bayswater North. Local mortgage broker Corry Cincotta helps you compare 30+ lenders, access government grants, and make your first home a reality stress-free and affordable.

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Get Your First Home Loan in Bayswater North Made Simple

Buying your first home in Bayswater North should be exciting, not stressful. Between saving for a deposit, comparing lenders, and figuring out which grants you’re eligible for, the process can feel overwhelming.That’s where Digital Finance Solutions, led by Corry Cincotta, makes a difference.

We help first-home buyers secure better loan deals, understand their options, and take advantage of every government incentive available in Victoria.Whether you’re planning to buy a new townhouse near Canterbury Road or a family home close to Miller Park, we’ll help you find the right loan, without the headaches.

Why Choose Digital Finance Solutions?

Tailored First-Home Loan Support

We understand your financial goals and match you with the right lenders; not just the most popular ones.

Compare 30+ Lenders

From top banks to smaller institutions, we search across dozens of lenders to find the best loan for your needs.

Fast Pre-Approvals

We manage the paperwork, liaise with lenders, and help you move quickly from pre-approval to purchase.

Your Local Bayswater North Broker

Located near Boronia and Wantirna, we proudly serve Bayswater North and nearby suburbs like Kilsyth and Heathmont.

Home Loan Options for First Home Buyers

Comparison of variable and fixed rate home loans for first home buyers in Boronia by Digital Finance Solutions

Variable vs Fixed Rate Loans

Choosing the right loan type is one of the biggest decisions for first-home buyers.

  • Variable rates loans move with the market, offering flexibility when rates fall.
  • Fixed rates loans keep your repayments steady, ideal for budgeting and peace of mind. We’ll help you compare both options based on your income, goals, and comfort level.

Government Grants & Incentives

As a first-home buyer in Victoria, you may qualify for:

  • First Home Owner Grant (FHOG): $10,000 for new properties under $750,000
  • First Home Buyer Duty Exemption: No duty on homes up to $600,000, and reduced rates up to $750,000
  • First Home Guarantee Scheme: Buy with just 5% deposit and no Lenders Mortgage Insurance (LMI)

Our team will help you understand the rules, eligibility, and how to apply for these benefits seamlessly.

First home buyer government grants and incentives in Boronia explained by Digital Finance Solutions
Low deposit and LMI-free home loan options for first home buyers in Boronia by Digital Finance Solutions

Low Deposit & LMI-Free Options

Can’t save a full 20% deposit? You can still buy!

We partner with lenders offering low-deposit home loans, as little as 5% often without LMI through approved programs.

Simple 3-Step Process to Your First Home

1. Free Consultation

Schedule a no-pressure chat with Corry to explore your loan options and borrowing power.

2. Loan Comparison & Approval

We’ll compare rates and offers from 30+ lenders and help you prepare your application.

3. Settlement Guidance

Once approved, we guide you through every step until you hold the keys to your first home.

Supporting Women on Their Home-Ownership Journey

Low deposit and LMI-free home loan options for first home buyers in Boronia by Digital Finance Solutions

At Digital Finance Solutions, we believe that home ownership should be achievable for everyone, including women who are building financial independence or managing family budgets.

Corry and her team specialise in empowering female first-home buyers with:

  • Practical savings and deposit strategies
  • Guidance on low-deposit and single-income home loans
  • Clear, confidence-building advice every step of the way
  • Respectful, supportive service designed for real life.

💬 “We help women take that powerful step toward owning their home, not just dreaming about it.”

Frequently Asked Questions

Caselka Pettit
Corry helped my family & I get our first investment property. Banks weren’t accepting my loan request but Corry got everything pre-approved in hours and finally he had everything approved in under 2 weeks. Couldn’t be happier! Would recommend him to anyone looking for finance solutions.

Guiding you step by step to your dream home

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Corry Cincotta, mortgage broker at Digital Finance Solutions, helping first home buyers in Boronia achieve their dream home